软件供给侧同样高度碎片化。SaaS厂商希望构建自己的封闭生态，平台企业希望把数据锁在自己的护城河里，传统SI靠复杂集成吃饭，RPA厂商依赖脚本维护盈利。商业博弈下，使得接口难以开放，导致企业Agent落地的成本居高不下，因为每一个对接动作，背后都是利益再分配。
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[56]普惠小微贷款包括单户授信小于1000万元的小微企业贷款、个体工商户经营性贷款、小微企业主经营性贷款。
2026-02-27 00:00:00:03014251210http://paper.people.com.cn/rmrb/pc/content/202602/27/content_30142512.htmlhttp://paper.people.com.cn/rmrb/pad/content/202602/27/content_30142512.html11921 图片报道
“We’re leveraging technology to open up what we think is a new opportunity, where there hasn’t been a lot of attention paid from the space thus far, because it just wasn’t feasible,” Kroopf said, adding that previously, it wasn’t cost-effective for a brand to dedicate so much money and resources to building a platform like this for themselves.